Being in a car accident is an awful experience—you or someone you care about could have devastating injuries and significant property damage. Worse, nearly 15 percent of New Jersey drivers are uninsured drivers, higher than the national average. You need an attorney who can help you through this difficult situation.
Call your New Jersey personal injury attorneys of Brach Eichler Injury Lawyers at (973) 364-8300 right away. We can help you.
The aftermath of a car accident is much worse if the other driver is at fault and does not carry insurance. Not only do you have to go through physical and emotional recovery, but you are also worrying about how your medical bills and other expenses will be paid.
Brach Eichler Injury Lawyers can research all possible avenues of compensation for your accident and will ensure you can recover as much money as possible. Call us today at (973) 364-8300 for a free consultation about your uninsured driver case.
Uninsured Driver vs. Underinsured
Some drivers in New Jersey are completely uninsured, meaning they do not have any insurance coverage in the event of a car accident.
Not having car insurance in New Jersey is illegal. State law requires the following minimum coverage:
- $15,000 of bodily injury per person per accident,
- $30,000 of bodily injury for all persons per accident,
- $5,000 property damage liability,
- $15,000/$30,000 uninsured motorist bodily injury, and
- $5,000 per accident with a $500 deductible for uninsured/underinsured motorist property damage.
Drivers without insurance coverage can face steep fines or loss of their driver’s license.
An underinsured motorist has insurance coverage, but they may be carrying the minimum or insufficient amount to pay for the damages and injuries that the driver is responsible for in an accident. Medical bills are incredibly expensive, so catastrophic injuries or long-term care costs can exceed these minimum amounts quickly.
Why You Need A Uninsured Driver Lawyer
Obtaining compensation for an accident with an at-fault motorist who doesn’t have insurance can be tricky. Uninsured and underinsured motorist coverage is required by state law, and New Jersey is a no-fault insurance state.
This means that you would either make a claim with your own insurance company or your insurance coverage limits may allow you to file a lawsuit.
However, these cases can be complicated, and it is advisable to hire a knowledgeable uninsured driver lawyer to help you navigate this process. If you can sue and win, the uninsured motorist’s ability to pay a judgment will be limited by how much they can pay out of pocket. If the defendant can afford it, the court may require them to pay the full judgment outright or by using a payment plan. However, most uninsured drivers will not have enough money to cover even a small portion of the damages.
With no-fault insurance, you are obtaining compensation from your own insurance company. However, your insurance company’s interests lie with its bottom line, not with your medical and household needs.
Speak with your attorney before talking to a representative of the insurance company. Insurance companies know how to speak with accident victims to get the results that benefit themselves. They may use your words against you. It’s better to leave all communications with your lawyer.
An experienced uninsured driver attorney can research your car accident and injuries and, using medical records and evidence from the accident scene, will assemble a solid case for compensation.
Why Hire Brach Eichler Injury Lawyers?
As our client, your success is important to us. You’ve been through a devastating ordeal, and now you should be able to focus on important things: your health and the well-being of your family.
Brach Eichler Injury Lawyers has a proven record of success—we’ve recovered millions of dollars in compensation for our clients, which they have used to care for pressing needs such as medical bills and other essential expenses. Results may vary depending on your particular facts and legal circumstances.
Our firm is well known throughout New Jersey for its expert team of trial lawyers. We are committed to providing you with top-quality legal services so that you can succeed and move on with your life.
Contact us today at (973) 364-8300 for a no-cost consultation about your uninsured driver case.
Common Car Accident Injuries
Depending on the severity of the car accident, any number of injuries are possible and may be covered by insurance compensation. Some common vehicle accident injuries include:
- Brain trauma, which may require long-term care
- Spinal cord injuries, possibly leading to paralysis
- Lacerations or deep flesh wounds
- Injury to the neck and back, including whiplash
- Bone fractures and breaks
- Broken ribs
- Internal bleeding, leading to serious injury or death
- Scrapes and cuts
- Post-traumatic stress disorder from the devastating nature of the ordeal
Many of these injuries may be simultaneous. Some may be permanent and/or life-altering. Speak with your knowledgeable uninsured driver attorney to learn how a successful case might help you recover from your injuries.
What Kind of Compensation Can I Receive?
The compensation you can receive for your case is meant to cover a variety of possible circumstances, which may include:
- Medical bills
- Loss of wages due to missing work in recovery
- Long-term care for permanent impairment, including brain injuries and paralysis
- Property damage to your vehicle or items inside or on your person
- Loss of consortium for a spouse or children
- Loss of household income
- Wrongful death
Your attorney will consider all possible avenues of compensation and will build your case according to your particular accident and circumstances.
Call Brach Eichler Injury Lawyers Right Away
If you or a loved one has been in a car accident with an uninsured or underinsured motorist, call the knowledgeable attorneys at Brach Eichler Injury Lawyers today. We know this is a confusing and frustrating time, and we can answer all your questions about how to move forward with your case.
You are not on your own. Whether your best option is to obtain compensation through insurance or a lawsuit, we can advise you on the right path. Insurance companies often have strict deadlines for making uninsured motorist claims, so you mustn’t delay.
Call Brach Eichler Injury Lawyers at (973) 364-8300 now or fill out the contact form on our website for a free consultation about your uninsured driver case.
Written by: Brach Eichler Injury Lawyers Last Updated : July 26, 2024We are the trial attorneys with the experience and knowledge to get you the results you deserve. At Brach Eichler Injury Lawyers, we take time to get to know you, as well as your case. We are committed to excellence. It is important for our team to understand your fears, concerns and expectations. We are always available to answer any questions, and are willing to come to you if you are unable to come to us.
Contact Your New Jersey Personal Injury Attorneys
